Bank Business

The share capital of the bank is rupees 254.17 lac as on 31/03/25.

Deposits is important resource for banking business, during the year 2024-25 the bank deposit stood rupees 7474.73 lac. The share of low cost deposits is 49.83% to reduce the cost of deposit. Therefore our bank are paying more attention to increase more demand deposits in future.

The cash position as well as held by the bank in current account with commercial banks at Tikamgarh is rupees 552.50 lac.

Investment constitute an important resources of earning of the bank, therefore our bank had been vigilant on this account. As per instructions issued by Reserve bank of India, Bank has invested all the SLR funds in govt. securities and non SLR funds are kept in current account with commercial banks and some amount invested in mutual fund scheme. However, the surplus funds were effectively deployed to optimize the interest income. During the financial year 2024-25 total investment of our bank stood at rupees 4076.43 lac as against 4067.31 lac in last year.