Deposit Interest Rate

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Interest rate of deposit

Rate of Interest
General Senior Citizen
From 15 days to 45 days 4.00 4.00
From 46 days to 90 days 4.50 4.50
From 91 days to 179 days 5.00 5.00
Form 180 days & below 1 year 6.50 6.50
1 year & below 2 year 7.25 7.75
2 year & below 3 year 7.25 7.75
3 year & below 5 year 7.25 7.75
More than 5 year to 10 year 7.25 7.75

Note - Additional interest of 1% for retired bank employee will not be paid.

Revised intt. Rate w.e.f. 01.08.2016 Revised intt. rate w.e.f. 01.12.2016 For Senior Citizen *
From 15 days to 45 days 5.00 4.50 4.50
From 46 days to 90 days 6.00 5.50 5.50
From 91 days to 179 days 7.00 6.25 6.25
Form 180 days & below 1 year 7.75 7.00 7.00
1year & below 2 year 7.75 7.00 7.50
2year & below 3 year 7.75 7.00 7.50
3 year & below 5 year 8.00 7.25 7.75
More then 5 year to 10 year 8.25 7.50 8.00

(1) Revised commission rate of Bankers cheque/ draft w.e.f. 01-02-2016 (Including service tax)

A On cash :
(1) From 01 to 15000/- Rs. 40/-
(2) From 15001 to 20000/- Rs. 50/-
(3) From 20001 to 49999/- Rs. 2.50/- per thousands

B From Account :
(1) From 01 to 15000/- Rs. 30/-
(2) From 15001 to 20000/- Rs. 40/-
(3) Above 20001/- Rs. 2/- per thousands

(2) Commission Rate of income tax challan

(1) Up to 100000/- Rs. 50/-
(2) Above 100000/- Rs. 100/-

Customers service charges -: w.e.f. 24.01.2017

Minimum balance charges of savings/current bank account -

(1) Savings bank account - Minimum balance Rs. 500/-

Services charges less than balance Rs. 500/- - 50/- per quarter
Current account - Minimum balance Rs. 5000/-
Services charges less than balance Rs. 5000/- - 100/- per quarter

(2) Cheque book issued charges - 2/- per cheque (leaf)

(3) Stop payment charges of cheque - 50/- per cheque

(4) Account statement charges

First time in a month - 0/-
More than one in a month - 20/- per page

(5) D.D./ Bankers cheque cancellation - 50/- per cheque

(6) Duplicate pass book issue charges - 100/- per pass book

(7) Savings/ current account closed charges

Savings bank account - 50/-
Current account - 100/-

(8) Cheque return charges

Outward return - 100/-
Inward return - 100/-

(For all accounts)