Service Charges

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(1) Commission rate of Bankers cheque/ draft

Locker Rent Charges
Amount Range (Rs.) Rent (Rs.)
From 01 to 15,000/- Rs. 50/-
From 15,001 to 30,000/- Rs. 100/-
From 30,001 to 49,999/- Rs. 150/-
Rs. 50,000/- & more than 50,000/- Rs. 3/- Per Thousand

(2) Minimum balance charges of savings/current bank account –

Sr. No. Service Charges
1 Saving account (without cheque book) Minimum balance Rs. 500/-
Saving account (with cheque book) Minimum balance Rs. 1000/-
Less than minimum balance charge
Rs. 50/- Quarterly
Rs. 100/- Quarterly
2 Current account Minimum Balance Rs. 5000/-
Less than minimum balance charge
Rs. 200/- Quarterly

(3) NEFT / RTGS Charges –

Sr. No. Service Charges
1 Rs. 01/- to Rs. 10000/- Rs. 5/-
2 Rs. 10001/- to Rs. 50000/- Rs. 10/-
3 Rs. 50001/- to Rs. 200000/- Rs. 20/-
4 More than Rs. 200000/- Rs. 50/-

(4) IMPS Charges (Mobile App)–

Sr. No. Service Charges
1 Rs. 01/- to Rs. 100000/- Rs. 5/-
2 More Than Rs. 100000/- Rs. 10/-

(5) ATM Charges –

Sr. No. Service Charges
1 Atm Issue Cherge Rs. 250/-
2 Atm Annual Maintenance Charge Rs. 150/-
3 Transaction Charge More than 5 Transaction per month Rs. 17/- Per Transaction

(6) Other Service Charge-

Sr. No. Service Charges
1 Cheque Book Issue Charge Rs. 2.50/- Per Leaf
2 Cheque Stop Payment Charges Rs. 150/- Per Cheque
3 DD/ Bankers Cheque Cancellation / Renewal Charge Rs. 100/- Per DD/ Bankers Cheque
4 Duplicate Passbook issue charge Rs. 150/- Per Passbook
5 Saving / Current Account Closed Charge SB- Rs. 100/- , CA Rs. 150/-
6 Cheque Return Charge Rs. 150/- Per Cheque
7 Statement Charge (More than one times) Rs. 150/- Per Statement
8 SMS Alert Charge Rs. 20/- Per Quarter
9 Locker Rent Rs. 1400/- Per Year
10 Cash Handling Charge more than 7 Packets Rs. 3/- Per Packet
11 Annual Maintenance Charge (Current Account) Rs. 300/- Per Year
12 Seen/taken old records more than 1 year Rs. 100/-
13 Cheque Collection charge of out Station
Rs. 1/- to Rs. 10,000/- Rs. 25/- (Postage Charge Extra)
Rs. 10,001/- to Rs. 1,00,000/- Rs. 50/- (Postage Charge Extra)
More than Rs. 1,00,000/- Rs. 100/- (Postage Charge Extra)

(7) Other Service Charge (Loan)-

Sr. No. Service Charges
1 Commitment Charge in Cash Credit Limit (in case use of less than 50% of the sanction Amount) 0.50% of unused Limit
(In case use of more than 50% of the sanction amount) 0.25% of unused limit
2 Cibil Report Charge Rs. 215/- Per CIR Report
3 Inspection Charge Rs. 250/- Per inspection
4 Cersai Charge Rs. 150/- Per File

Note- Gst 18% Extra of all Charges.